Can Insurance Driving Monitor Devices Impact A Car Accident Case in Albany, GA?

April 4, 2021

Gone are the days when insurance companies simply relied on data such as age, gender, location, previous records, accident-prone areas, etc., to determine the nitty-gritty of their insurance policies. These days, using insurance driving monitor devices in Georgia can offer competitive and more accurate insurance rates. However, it’s also to be noted that many believe it can cause a hindrance for car accident cases in Albany, GA.

The use of such monitors is a separate debate, and it’s possible they could prove harmful in the long run for a certain type of driver. Insurance companies gather all sorts of data from such monitors, refuting insurance claims on technicalities. In case something was to go wrong, you might need the assistance of a lawyer to make your case more substantial.

How do Insurance Monitor Devices Work?

Using insurance driving monitor devices is pretty simple. Thanks to the latest technology innovations, you can use mobile applications to sync with your car diagnostics and receive data on the go. Moreover, there are also telematics devices, which are tracking beacons to send all your driving information to the insurer.

In their quest to offer accurate premiums and deductibles through their insurance policies, insurance companies siphon user data to measure the driver’s safe driving. Driver’s with a good driving record, for instance, are often rewarded for good driving habits such as no overspeeding and no hard braking.

The data includes GPS data to know where you are and when you’re going somewhere. They also, monitor your braking patterns to see if you drive with distractions or use your phone while driving.

The Drawbacks of Using Insurance Driving Monitor Devices and How They Can Interfere with Your Car Accident Case in Albany, GA:

There are certain drawbacks associated with insurance driving monitor devices:

1. Undermining Car Accident Claims:

An insurance company will look to undermine the claim using insurance driving monitor devices. Expert lawyers will help you fight your car accident case in Albany, GA to the end. Since the insurance companies have all your driving data, they can quickly quash a claim by insisting that you drive fast. Even if the other driver broke a red signal, you might have to defend your claim incessantly.

2. Privacy Issues:

Another common flaw in using insurance driving monitor devices are the interlinked privacy issues. Privacy has become a significant concern as companies may even sell your driving data to other data mining companies. Hackers can hack such data and put you in harm’s way.

Some Benefits of Using Insurance Driving Monitor Devices in Georgia; What Our Accident Attorneys in Georgia Think:

It’s natural to become wary of these insurance driving monitor devices as these tracking monitors may play a big role in refuting your insurance claims. However, these telematics devices do have some benefits and can prove to be useful, after all:

1. Improving Weak Areas:

One of the key aspects when it comes to the benefits is for those drivers who would like to know about their driving and key details. Such drivers are on the lookout to improve where necessary and continue in the same vein where they perform admirably. This can ultimately lead to fewer accidents and safer roads.

2. Strengthening Your Credibility:

Another aspect in which these tracking monitors play a positive role is in making the insurance companies believe that you are a good driver. Insurance companies usually charge based on the car you drive, your gender, and other characteristics, which in the real sense, cannot measure your driving capabilities. If you’re a good driver, you’ve got nothing to worry about using these insurance driving monitor devices. These devices also help you get better insurance deals.

Georgia Car Accident Attorneys at Your Beck and Call:

If you want peace of mind while also using insurance driving monitor devices in Georgia, then you have come to the right place.

Our team at Joe Durham Jr., P.C. are renowned Albany car accident attorneys. Not only can we guide you through car accident insurance claims, but we will also help you fight the challenges due to using an insurance driving monitor device in Georgia.

Call us today to get the services of the best car accident attorney in all of Albany, GA. Doesn’t matter if it’s fighting insurance claims or dealing with a stiff insurance company, we have got you covered. Our Georgia accident lawyers are experts that you can rely on whenever you are faced with an unpleasant situation like this.