How Can Car Accident Victims Ensure Their Insurance Claims Get Paid?

July 4, 2020

Car accidents can cause serious injuries to drivers and passengers alike. The human body was not designed to withstand the impact of two or more cars colliding with each other. Even accidents that occur at relatively low speeds can result in catastrophic injuries. In many cases, victims need expensive medical procedures and they have to take a long time off work to recover. It’s difficult to pay medical bills when you’re unable to earn a living. Unfortunately, this is the position in which many people in Georgia find themselves. The good news is that you can get compensation for your injuries if you were not primarily at fault for the accident. However, you’ll need to ensure you take the right steps since insurance companies tend to be reluctant to pay out Insurance claims.

Recovering damages often isn’t as simple as filling out a form and collecting a check. The higher your claim, the more unwilling the insurance company will be to pay. That’s why it’s so important to hire a Georgia car accident lawyer to work on your behalf. This will increase your chances of getting full and fair compensation.

Why Legal Representation is So Important With Insurance Claims

Insurance claims can be denied for a variety of reasons. Some of them are valid. Maybe the driver of the other vehicle allowed their policy to lapse or the victim submitted a false claim. However, there are many denials that can be challenged. If the insurance company tries to blame you for the crash when it was not your fault, you can present evidence to prove otherwise. Your attorney will help you to gather the additional evidence you need. Similarly, if you didn’t fill out your form correctly, your lawyer can help you to get it right.

Getting compensation from insurance companies can be challenging even when a claim seems simple. If you suffered serious injuries, it will be difficult to handle negotiations on your own. Most victims of major car accidents seek advice and representation from a lawyer to give themselves a fighting chance. If you try to handle your case on your own, you’re unlikely to get fair compensation. The insurance company may try to convince you that you don’t need a lawyer. However, you need to keep in mind that they don’t have your best interests at heart. They know that if you have an attorney, they’ll likely have to pay you a larger settlement.

Why You Need to Get Medical Attention Right After a Car Accident

You’ll need to help your Georgia car accident lawyer. It’s important that you go to the doctor after your accident. If you take a long time to get medical attention, it will be harder to prove that you sustained your injuries in the accident. Depending on how serious your injuries appear at the scene, you may be taken to hospital by ambulance. However, if you decline medical attention because you feel okay, it could come back to haunt you later. It’s never a good idea to delay seeing a doctor. Doing so not only puts your health in jeopardy but it can give an insurer a reason to reject your claim.

Why You Shouldn’t Sign Anything or Give a Statement Without Talking to a Lawyer

Shortly after your accident, an insurance adjuster is likely to approach you. They may ask you to provide a recorded video or audio statement. You should decline to do so unless your attorney says it’s okay. Regardless of what the insurance company says, they’re not trying to help you. Anything you say can be used against you.

You should also decline quick settlement offers. The initial offer is unlikely to be enough to cover your losses, but the insurance company will want you to take it and go away. If you accept a settlement before you know how serious your injuries are, you won’t be able to ask for more later. You also need to avoid posting about the accident on social media. Someone may be monitoring your posts and they may use them against you.

Contact A Georgia Auto Accident Attorney at Joe Durham Jr. PC

If you want to improve your chances of getting your claim approved, contact an Albany accident law firm near you. The sooner you contact us, the better it will be for your case. We’ll help you to collect the evidence you need to support your claim and we’ll fight for fair compensation. Schedule your free consultation today and get an expert legal opinion on your case.